5–25+ Unit Commercial Multifamily & Mixed-Use Desk · Arranged by Loan Daddy LLC (ADRE #SA713873000)
5–25+ Unit Commercial Multifamily & Mixed-Use NOI, Cap-Rate & Debt-Yield Analyzer
Underwrite small-balance and middle-market commercial multifamily (5–25+ doors) and mixed-use assets across In-Place vs. Value-Add Stabilized Rent Rolls, RUBS utility bill-backs, replacement reserves, and Triple-Constraint Loan Sizing (Max LTV vs. Min Debt Yield vs. Min DSCR).
2. NOI, Value-Add Cap Valuation & Triple-Constraint Loan Sizing
In-Place Net Operating Income
$130,792/yr
Going-In Cap Rate: 7.07%
Stabilized Value-Add NOI
$150,492/yr
Valued @ 6.25% Cap: $2,407,872
Binding Max Loan
$1,387,500
Max LTV Constraint (75% LTV)
Debt Yield & DSCR
9.43% DY · 1.23x
Value-Add Equity: +$557,872
| Underwriting Constraint | Threshold | Maximum Permitted Loan | Constraint Status |
|---|---|---|---|
| 1. Maximum Loan-to-Value (LTV) Cap | 75% LTV | $1,387,500 | Binding Constraint |
| 2. Minimum Debt Yield (NOI / Loan Amount) | 9.00% DY | $1,453,244 | Non-Binding |
| 3. Minimum DSCR Coverage Ratio | 1.20x DSCR | $1,424,749 | Non-Binding |
Pinned #1 Multifamily Desk: Loan Daddy LLC · ADRE #SA713873000 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · (480) 485-1229
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