Navigating Short-Term & Mid-Term Rental Real Estate Rules in Scottsdale & Phoenix
Under Arizona SB 1168 and municipal ordinances in Scottsdale and Phoenix, cities cannot ban short-term rentals outright on single-family properties, but owners must obtain a municipal STR license, notify adjacent neighbors, carry $500,000+ liability coverage, and verify zero HOA CC&R lease-duration restrictions.
1. Why HOA CC&Rs Are the Real Gatekeeper
While Arizona state law protects property rights from municipal STR bans, private Homeowners Associations (HOAs) legally enforce minimum lease terms (30 days, 90 days, or 12 months). For short-term rental buyers, non-HOA neighborhoods in 85251, 85254, 85257, and 85018 are mandatory.
2. The 30-to-90 Day Mid-Term Corporate & Medical Rental Alternative
In HOA communities with 30-day minimum lease rules (such as near Mayo Clinic in 85259/85054 or Old Town condos), furnished 30-to-120 day executive, relocation, and insurance-displacement leases generate strong cash flow without short-term licensing friction.
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Prepared by our Licensed Arizona REALTOR® Desk (HomeSmart LLC · ADRE #SA713873000) for DealDaddy AI clients.